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AFA Advocacy Plus Newsletter

Advocacy Activities – May 2021

State Update
The Washington State Joint Legislative Audit and Review Committee (JLARC) regularly reviews tax exemptions, including the fraternal premium tax and business and operations tax exemptions. This year the fraternal exemption for business and operations tax was up for review, with JLARC affirming the exemption for the next ten years.

COVID-19 Corps
Alliance members have a great opportunity to show their local service strength and keep their communities safe by joining the Department of Health & Human Services COVID-19 Corps program. Nearly 10 fraternals are already signed up to share important information with their members, chapters and communities. To hear how fraternals are planning to participate, join us for an exploratory call on May 12 at 9:30 am Central. Request the calendar invite by emailing

Catholic Order of Foresters - Top Volunteers - Ohio

Important Requests for Fraternal CEOs

The Alliance’s Executive Summit & Annual Business Meeting is happening – live and in-person Sept. 20 - 22, 2021 at the Hyatt Lost Pines outside Austin. This invite-only event for fraternal CEOs will provide outstanding educational sessions and much-needed networking options. Hear from your peers and industry experts on fraternal reinsurance, the economy, diversity & inclusion and much more at this sprawling venue practicing safe meeting protocol and featuring unlimited beautiful outdoor settings. CEOs can select members of their C-Suite team to join us in Texas. Registration opens soon, and please mark your calendars today.

Fraternal CEOs, we also are requesting your input on a quick governance survey. Covering direct elections vs conventions, the election of officers, and officer terms, this survey will help us capture the latest trends in fraternal governance. The Alliance will share the information among data provides.

(Only CEOs should take the survey to avoid multiple responses by the same society.) Thanks for the help!

Alliance Virtual Education Opportunities

Building a Better Board Orientation – Module #2 of 3

June 8, 2021 | 10:00 - 11:30 a.m. Central

This comprehensive course will help your society prepare board members for service. Topics will help your society effectively onboard new (and existing!) board members to improve board performance.

  • How to confidently prepare board members for service

  • Clarifying the board’s role to avoid board dysfunction, confusion, and waning commitment

  • Ways to spend more time on what’s important to your organization

Fraternal Sector Orientation for New Society Employees

June 17, 2021 | 10:00 - 10:45 a.m. Central

Join Allison during this informal webinar to learn the basics about the fraternal benefits system. With over 50 organizations across the country providing financial security and community service, our sector can be challenging to fully grasp for new employees. Allison will cover the history, basic governance and regulations, and discuss how all fraternals have more in common than one might think. This eye-opening opportunity for new employees (or board members), will be a quarterly occurrence and complimentary to members.

To obtain the link to participate, please email

Claims Payment Best Practices – Compliance Webinar #2 of 5

August 25, 2021 | 1:00 - 1:45 p.m. Central

This webinar reviews the state timelines within which to acknowledge a claim and the initial communication requirements a carrier must give to the claimant.

Gleaner - Thank You for Helping People Bloom and Grow

Bond Factor Update – Member Feedback Requested

Revised Bond Factors Update – Comments Requested By NAIC

Tip Tipton from Thrivent generously continues to keep members informed on the revised C-1 bond factors, portfolio adjustment factors and corresponding instructions to the Life/Fraternal RBC formula, which is expected to be effective for 2021 year-end RBC reporting. The Life RBC Working Group exposed two proposals from the American Academy of Actuaries (Academy) and the American Council of Life Insurers (ACLI) recently on April 27. Comments are due by Thursday, May 27.

Links to each of the exposures are located here:

Here is a link to a summary that compares the existing bond factors and portfolio adjustment factors to the Academy proposal and the ACLI proposal.

If your society wishes to provide comments, send an email to Allison Koppel ( by Tuesday, May 18th and she will collaborate with Steve Clayburn of the ACLI on providing comments to the Life RBC Working Group. Also, the Alliance is coordinating a call on May 17th 1:00pm - 1:30pm Central for members to discuss this issue. To participate in the call, please email

Fraternal Benefit Society Member News

These Fraternal Insurers Grew Fastest in 2020 Amid Tough Market

Seven fraternal life insurers managed to rack up double-digit gains in premiums last year even as many of their brethren struggled amid the constraints of Covid. Read More
(May require subscription or free trial sign up)

Foresters Financial Partners with Evergreen

Foresters Financial announced that it has partnered with Evergreen, an organization working to create cities that are livable, green and prosperous. Tied to Earth Day on April 22, this represents the launch of Growing A Better Future at Foresters, a new direction in its commitment to sustainability. Read More

LIC Meetings

The Alliance proudly offers its fraternal executives discounts or complimentary registrations to upcoming LIC meetings. To request the complimentary link, contact

Through LIC’s yearly series of meetings and events, participants can keep up to date on the latest developments, network with other industry leaders, and engage in discussions about industry challenges and strategic solutions.

To view a complete list of all LIC meetings, click HERE.

Associate Member News

How fraternal leaders can create superior member experiences – Equisoft

Fraternal organizations have a long, proud tradition of serving and protecting their members – but aging technology makes meeting evolving agent and member expectations increasingly difficult. Especially as fraternals look to attract and serve new types of members. See how the right technology enhancements can lead to low-risk, high reward solutions to creating superior digital experience. Read More

Top trends reshaping the insurance industry in the recovery – RSM insight article

As the economy fell off a cliff and millions of people started working from home in 2020, shifts in the insurance industry underscored the importance of digital adoption in a sector that has historically lagged in that area. Read More

UCT - Donating More Than $10,000

Member Service

Local Lodge Data and COVID Relief

The Alliance is currently collecting members’ local lodge data. This important information is used to inform legislators, regulators, and other key audiences about the monetary and service contributions fraternals provide to their communities. We are also asking societies to inform us of any COVID-19 aid that your organization is/has been providing to members and communities. The cumulative data will be used to demonstrate the significant impact of fraternals during times of crisis. Email with your information, questions, or comments.

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American Fraternal Alliance
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