AAM Insurance Investment Management

30 W. Monroe Street, 3rd Floor
Chicago, Illinois 60603

Peter Harmon, VP, Marketing Manager - AAM Insurance Investment Management, peter.harmon@aamcompany.com

AAM Insurance Investment Management has a long history of serving the investment needs of fraternal benefit societies. AAM serves as a core fixed income manager and offers specialty credit strategies including Private Placements, Commercial Mortgage Loans, High Yield and Convertibles. Investment portfolios are tailored to meet the specific investments needs and challenges of fraternal organizations. Value Add services include Asset-Liability Management, Investment Accounting, and Cash Flow Forecasting. For more information, please visit our website at www.aamcompany.com.

Allen Bailey and Associates, Inc.

8310-1 Capital of Texas Hwy North, Suite 370
Austin, Texas 78731

Thomas Wurfel, Consulting Actuary, twurfel@allenbailey.com

Since 1987, the actuarial consulting firm of Allen Bailey & Associates, Inc. has specialized in helping Fraternal Societies enhance their product portfolios to attract new members. We assist our clients with financial reporting, strategic alternatives, compliance, experience analysis, illustration software, and more. We pride ourselves on providing timely value-added consulting services. For more information on AB&A or to inquire how we can provide exceptional service to your society, please email contact@allenbailey.com or visit us at www.allenbailey.com.

Balanced Growth Consulting

980 N. Michigan Ave., Suite 1400
Chicago, Illinois 60611

Jason Bordui, President & Chief Client Strategist, jason@balancedgrowth.com

Balanced Growth is a strategy, innovation, and operations consulting firm. Our mission is to create enduring value for organizations who are driven by purpose and profit through strategic and operational innovation. In collaboration with client leaders and teams, we design, implement, and accelerate high-impact operational, technology, and innovation solutions to enable measurable results and achieve breakthrough performance.

Benekiva

5700 Westown Pkwy
West Des Moines, Iowa 50266

Maura Gilson O’Donnell, Director of Marketing, maura@benekiva.com

Benekiva provides scalable rules-driven solutions that support end-to-end claims and policy servicing process and systems efficiencies, staff effectiveness, policyholder & beneficiary satisfaction, and new business opportunities for insurance carriers. Benekiva’s methodologies and software solutions transform disparate and outdated, processes/systems into a single claims processing platform. The flexible API framework enables quick integration and seamless transition to a digital customer-centric, cost-effective solution in less than 8 weeks for a single issue solution and an average of 6 months for a full platform transformation implementation.
https://benekiva.com/

Bonsai, LLC

1630 30th Street, Suite A-227
Boulder, CO 80301-1045

Robert DeChellis, CEO, robert@mybonsai.com

Bonsai’s mission is to democratize the hyper-personalization of wealth management by empowering financial professionals with a proprietary process to become a “Personal CFO”, enabling them to manage the entirety of their client’s balance sheet.
https://www.mybonsai.com/

Bruce & Bruce Company (Actuaries and Consultants)

916 Sherwood Drive
Lake Bluff, Illinois 60044

Silvio Rodia, President
srodia@bruceandbruce.com

Since 1929, Bruce & Bruce has been helping fraternal benefit societies and small insurers reach their financial goals and risk objectives through the development of customized and cost-effective solutions. We provide a wide range of consulting services, including (but not limited to): valuation, asset adequacy analysis/cash flow testing, appointed actuary services, experience studies, reserve calculations, life/annuity product development, marketing, compliance, form development and filing, ERM, strategic advisory, capital optimization, and retirement plan solutions. Our team of actuaries and consultants are dedicated to applying their expertise and experience to a wide range of business problems to arrive at the best course of action for your company. For more information, please visit our web site at https://www.bruceandbruce.com/

CalSurance Associates, A Division of Brown & Brown Program Insurance Services, Inc.

681 S. Parker Street
Orange, California 92868

Matt Johnson, Account Manager, mjohnson@calsurance.com

CalSurance is proud to be the endorsed broker for the American Fraternal Alliance member insurance programs, including Agents' E&O, D&O, Employment Practices, Fiduciary, Outside Directorship and Professional Liability. We take pride in offering our clients the depth and power of our insurance knowledge while still providing the personal touch of a smaller organization.

Clearview Partners, LLC

18 Massachusetts Rd,
South Lyme, CT 06376

James Kerley, Managing Partner, jkerley@clearviewpartnersusa.com

Clearview Partners is a boutique consulting firm specializing in insurance industry transformation. Jim Kerley brings 45+ years of professional experience serving as a strategic consultant, professional coach, and business advisor. Mr. Kerley is the former Chief Membership Officer for LIMRA, and has extensive knowledge of Fraternal Benefits Societies. Clearview Partners is currently consulting with two AFA member companies. Visit www.clearviewpartnersusa.com for more information.

Cross Catholic Outreach, Inc.

2700 North Military Trail, Suite 300,
Boca Raton, Florida, 33431

William E. Fenton, Jr., Senior Director of Gift Planning, wfenton@crosscatholic.org

Cross Catholic Outreach (www.crosscatholic.org) is an official Catholic ministry founded in 2001 to help the poorest of the poor worldwide. We provide food, water, medicines, housing, education and disaster relief through programs run by missionary priests and nuns in over thirty countries.

Empathy

163 W 23red Street,
New York, NY 10011

Tommie Korman, Marketing Manager, tommie.korman@empathy.com

Empathy is the comprehensive support system for loss, offering bereaved families holistic guidance and care for all of the administrative, emotional, legal, and financial challenges they face after their loved one passes away. Empathy's award-winning app and care team are trusted by leading employers and insurance carriers to support their employees and beneficiaries through life's greatest challenges, saving them time, money, and stress. Recognized as a “Top Digital Health Company” by CB Insights and as a Most Innovative Company by FastCompany, Empathy has over three million lives under management. Headquartered in New York, Empathy has raised $43 million in funding from leading investors including General Catalyst, Aleph VC, and Entrée C.

Visit www.empathy.com for more information.

ENDePersis Fraternal Consulting, LLC

Manor Oak Two, Suite 980
Pittsburgh, Pennsylvania 15220

Edward DePersis, CFO, Senior Financial & Marketing Advisor, info@endepersis.com

Serving fraternal benefit societies for many years. We are experienced in all areas of fraternal operations, such as: accounting assistance; IRS Form 990; management discussion and analysis; financial operations report; completing annual and quarterly financial statements, including filing state forms; RBC; NY Supplement; forms and policy drafting and filing via SERFF; UCAA state expansion filings; marketing assistance in program promotions; board governance training; etc. We assist actuaries with compiling valuation data. Currently, we provide assistance with three actuarial firms. Client asset size: from $17,500,000 to $1 billion+.

Epoq Inc

85 Swanson Rd
Boxborough, Massachusetts 01719

Humphrey Clarke, VP of Marketing, humphrey@epoqlegal.com

Epoq provides its services to a growing number of fraternal benefit societies including WoodmenLife, Foresters Financial and Gleaner Life. Our technology has helped them drive engagement by enabling their members to create a range of high-quality end of life documents from the comfort of their own homes. These include wills, power of attorney, healthcare directives and even pet trusts! We have helped them to protect their loved ones and safeguard their own interests while saving them hundreds of dollars in legal fees.

Equisoft

1835 Market Street
Philadelphia, Pennsylvania 19103

Roger Soppe, Vice President, Insurance Advisory - US, roger.soppe@equisoft.com

Founded in 1994, Equisoft is a global provider of advanced digital solutions in life insurance and wealth management. Recognized as a valued partner by over 50 of the world’s leading financial institutions in 15 countries, Equisoft offers innovative front-end applications, extensive back-office services and a unique data migration expertise. The firm’s industry-leading products include CRM, financial needs analysis, asset allocation, quotes and illustrations, electronic application, agency management systems, as well as customer, agent and broker portals. Equisoft is also Oracle’s main global partner for the Oracle Insurance Policy Administration platform. With its business-driven approach, deep industry knowledge, state-of-the-art technology, and a growing team of over 400 specialized resources based in the USA, Canada, Latin America, South Africa and India, Equisoft helps financial institutions tackle any challenge in this new era of digital disruption.

Eversheds Sutherland

The Grace Building, 40th Floor
New York, New York 10036

Cynthia Shoss, Partner, cynthiashoss@eversheds-sutherland.com

Eversheds Sutherland provides the full range of legal services to a global client base ranging from small and midsized businesses to the largest multinationals, acting for 71 of the Fortune 100, 57 of the FTSE 100 and 119 of the Fortune 200. The firm has approximately 125 attorneys who, on a daily basis, advise our national and international insurance company clients on a full array of insurance matters, resulting in one of the largest, if not the largest, and dedicated insurance practice groups in the U.S. The breadth of this practice ensures that there are few, if any, issues involving the day-to-day operations of insurance companies on which we do not have direct experience that has been accumulated and honed over the course of many years of service. Our national and New York insurance practices have repeatedly been recognized as top-of-class by numerous organizations. For more information, visit www.evershedssutherland.com.

Fifth Third Bank / Fifth Third Securities

600 Superior Avenue East
Cleveland, Ohio 44114-2614

James Foliano, Managing Director - Institutional Fixed-Income Sales, james.foliano@53.com

Fifth Third Bancorp (FITB) is a diversified financial services company that operates banking centers throughout the United States. The company's principal businesses includes retail banking, commercial banking, investment servicing processing (partial list). Services specific to the Fraternal Community include specific Fixed-Income Services and Trust/Custody Services. This includes specific fixed-income offerings that are provided in a principal capacity and priced at the actual market-value of the bond - there is no management fee for these services. Our Institutional Trust & Custody services offer a single point of contact for asset servicing and settlement needs, designed to maximize efficiency, reduce risk, and minimize costs.

First Consulting

903 E. 104th St, Suite 130
Kansas City, MO 64131

Sean Cox, Consultant, sean.cox@firstconsulting.com

First Consulting is the compliance consulting firm that the industry has trusted to assist with their product development, state filing and licensing needs for over 55 years. Our practical, flexible and affordable approach allows us to fill the exact need of our clients. We help with all lines of business and in all U.S. jurisdictions, including the Compact.

Our full list of services include:

• Product Development: drafting, filing, research and state surveys;

• Licensing: Carrier Expansion, Producer Licensing, TPA Licensing and other entities;

• Corporate Changes: merger, name change, officer change, address change and more;

• Advertising: review materials and training webinars;

• Regulatory Monitoring: summarize and provide direction on all new state regulations;

• Compliance Training: Anti-Fraud, Privacy, AML, OFAC.

Contact First Consulting today to find out we can make life easier for your company; or visit www.firstconsulting.com to learn more.

Fletcher Financial

17260 Golden Road
Linwood, Kansas, 66052

John Scott, President, llamons@fletchercompanies.com

For over 25 years Fletcher Financial, Inc. has been developing and delivering insurance mergers and acquisitions options, reinsurance solutions, and capital surplus alternatives to the life, health, and property and casualty insurance markets. www.fletcherfinancial.com

Foley & Lardner LLP

777 East Wisconsin Ave,
Milwaukee, WI 53202

Steve Barth | Partner | Sbarth@foley.com

International full-service law firm. Visit www.foley.com for more information.

Forvis

615 S. College Street, Suite 700
Charlotte, NC 28202

Matt Church, National Industry Leader, Matt.Church@forvis.com

FORVIS was created by the merger of equals between BKD and DHG. We now have the scale and scope of a dynamic, top 10 professional services firm—but we’ll continue our legacy of Unmatched Client ExperiencesTM with remarkable care, expertise, and drive.

Our Insurance Practice serves hundreds of insurance companies and fraternal benefit societies across the country, providing audit & tax services, cybersecurity consulting, internal audit, big data & analytics, and more. Ranked by A.M. Best as a top 10 assurance provider in the insurance industry, FORVIS helps companies manage risk, navigate the complex regulatory environment, and add value for shareholders and policyholders. With a strong commitment to the industry, FORVIS also is a proud sponsor of the American Fraternal Alliance. To learn more, we invite you to visit forvis.com/industries/insurance.

Gallagher Re

2850 Golf Road
Rolling Meadows, IL 60008

Andrew Edelsberg, CPA, FLMI, Senior Vice President, Head of Business Development, Andrew_Edelsberg@GallagherRe.com

Gallagher Re is the reinsurance broking arm of global, diverse Arthur J. Gallagher & Co.—a leading advisory, broking, and technology solutions company that helps clients around the world turn risk into a path for growth. Gallagher Re has the expertise and flexibility required to analyze and deliver value at all levels of our clients’ operations.

• Provide a unique suite of advisory services designed for insurers, reinsurers, distribution groups, and capital market entities.

• Dedicated to reinsurance, specializing in asset-intensive liabilities.

• Strong in actuarial and product knowledge.

• Focused on assisting clients with life, annuity, and LTC insurance transactions.

• Senior team members average over 30 years of insurance and reinsurance industry experience.

For more information visit www.gallagherre.com

Griffith, Ballard & Company

100 First Avenue N.E., Suite 117 Cedar Rapids, Iowa 52401

Bradley Simanek, Consulting Actuary, bsimanek@lifebase.com

Established in 1916, Griffith, Ballard & Company (GBC) is the oldest continuously run actuarial consulting firm in the United States, and has been ranked by A.M. Best as a top-tier life actuarial firm for the last several years. GBC is a full-service actuarial solutions provider, specializing in management consulting and financial reporting for life insurance companies and fraternal benefit societies. Our services include reserve valuation, product development, financial statement assembly, asset adequacy/cash flow testing, actuarial appraisals, and operating results reporting/forecasting. We also offer life and annuity sales and inforce illustration systems, as well as electronic application services. We are strategically positioned to meet the varied needs of the life insurance and annuity provider marketplace. Please visit our website, www.lifebase.com, for regularly published articles and updates on topics important to the fraternal industry, or contact us directly at sgriffith@lifebase.com or bsimanek@lifebase.com.

H2R CPA

Seven Parkway Center
875 Greentree Road
Pittsburgh, Pennsylvania 15220

Leo Hannah, Partner, lhannah@h2rcpa.com

H2R CPA is a Certified Public Accounting and Business Advisory firm providing comprehensive tax, assurance and business consulting services to fraternal benefit societies for more than 25 years. Established in 1956, H2R CPA has a 60-year reputation for consistently delivering high-quality services and establishing trusted advisory relationships with our clients. In addition to audit and tax, H2R CPA provides assistance with: •Preparation of annual and quarterly statements •Implementation of new statutory accounting pronouncements •Mergers and acquisitions (including discussing the transactions with the related state departments of insurance) •Selection and implementation of accounting and policy management systems •Acting as an independent third party for elections and required membership voting With significant experience serving fraternal benefit societies, H2R CPA is well-positioned to meet and exceed your needs for a professional accounting firm partner. Our team possesses the technical knowledge, experience and integrity required to help you meet your reporting requirements and accomplish your financial objectives.

Heritage Life Insurance Company

227 W. Monroe St, Suite 3775
Chicago, Illinois 60606

Peter McPherson, Senior Vice President, peter.mcpherson@heritageli.com

Heritage Life Insurance Company provides life and annuity reinsurance solutions to small- and medium-sized organizations. Heritage offers a unique combination of financial stability, product expertise and organizational efficiency along with a streamlined operating model. This combination allows Heritage to competitively support direct writers to safely achieve their objectives, in both their operations and communities.

iCover

15510 Olive, Suite #205
Chesterfield, MO 63017

Hari Srinivasan, CEO, hari@icoverinsure.com

iCover is an AI based algorithmic underwriting platform. iCover’s AI/algorithmic service underwrites and prices insurance applications in 5 minutes! Fully-underwritten offers without labs or APSs. To learn more, visit icoverinsure.com

Ignite Partners - Kuvare

5600 N. River Rd. Suite 300, Floor 3
Rosemont, Illinois 60018

Matthew J. Murphy, Head of Business Development and Strategy, mjmurphy@kuvare.com

With expertise in annuities, life insurance and other retirement solutions, Ignite Partners offers a comprehensive suite of services that American Fraternal Alliance Members can access to accelerate profitable growth, mitigate risk, and enter new markets. Ignite Partners provides end-to-end capabilities including product design, pricing and development, distribution and marketing services, technology consultation, reinsurance, and asset management services.
https://kuvare.com/

illustrate inc

8101 College Blvd
Overland Park, Kansas 66210

Lyndon Edward, President, lyndon.edwards@illustrateinc.com

Founded in 1989, by our current Chairman Zahir Dhalla, our organization began its journey by building Universal Life illustration systems for a variety of carriers. Throughout the years, our development approach has evolved to include state-of-the-art engines, rules, and editors utilizing modern processes and technology to provide a base for our OPUS (One Point Unified System) line of solutions. Our core quoting and illustration system strengths and expertise, for new business and inforce, have been expanded to include related digital POS solutions covering eForms, eApps, Needs Analysis, Mobile, Case Management, User Portals and more. Privately owned for over 30 years, our organization continues to be 100% focused on the North American Life Insurance industry, and solidly committed to continuing to invest in our people and technology. As an organization, we at illustrate inc are extremely privileged and proud to have a highly skilled, experienced, innovative, and motivated team who are unabashedly committed to the success of our customers and organization. With core values that include integrity, collaboration, diversity, and a strong corporate culture, we’re committed to building long term customer and industry partnerships based on performance, trust, and accountability. To learn more, visit www.illustrateinc.com.

inSOURCE Rx

12329 Southport Pkwy
La Vista, Nebraska 68128

Bob Gevelinger, President, bgevelinger@insourcerxgives.com

inSOURCE Rx provides a free service in the form of a discount Rx card which is nationally recognized and accepted at over 65,000 pharmacies. This benefit saves members and consumers 50% to over 80% on prescription drugs. This is complementary to all insurance plans. inSOURCE Rx donates a portion of our revenue to charitable organizations. https://www.insourcerxgives.com/why.php

INSTANDA

PO Box 1524
Auburn, Alabama, 36831

Ashley Sneller, North American Marketing Lead ashley.sneller@instanda.com

INSTANDA offers a complete digital platform for innovative insurers. Whether digitizing your entire business or launching an innovative product, INSTANDA provides everything you need to transform your value offering for the modern world.

INSTANDA helps insurers think and act at the same speed, updating products and user experiences in minutes and launching products in days or weeks. Blending policy administration and no-code technology, insurers don't have to choose between functionality and user experience anymore. Get the best of both worlds.

Visit http://www.instanda.com/us to see why more than 75 insurers have partnered with INSTANDA to deliver unparalleled value for their clients.

iPipeline

222 Valley Creek Boulevard, Suite 300, Exton, Pennsylvania 19341

Lisa Shea, AVP, Marketing, lshea@ipipeline.com

iPipeline is a leading provider of no code/ low code, content-based digital solutions for the life insurance and financial services industry. Through our SSG Digital, end-to-end platform, we accelerate and simplify sales, compliance, operations, and support. We provide process automation and seamless integration between every participant in our ecosystem including carriers, agents, general agencies, advisors, broker-dealers, RIAs, banks, securities/mutual fund firms, and their consumers on a global basis. Our innovative solutions include pre-sales support, new business and underwriting, policy administration, point-of-sale execution of applications, post-sale support, data analysis, reporting, user-driven configuration, consumer delivery and self-service, and agency and firm management.

iPipeline’s platform is used by approximately 450 carriers and fund companies, 1,400 distributors and financial institutions, and their agents and licensed advisors in a cloud-based environment. With headquarters in Exton, Pennsylvania, iPipeline has locations in Boston, Bromley (UK), Burlington (Canada), Cheltenham (UK), Dallas, Davidson, Fort Lauderdale, Huntersville, Ontario (CA), Philadelphia, Pleasanton, and Salt Lake City.
Visit www.ipipeline.com.

LiDP Consulting Services

101 W. Venice Avenue, Suite 22
Venice, Florida 34293

Kimberly Duke, Chief Marketing Officer & Director of Sales, kimberly.duke@lidp.com

LIDP provides award-winning, innovative solutions to the life and annuity industry. Our policy administration system, Titanium, is built entirely on the JEE platform and provides the stability, portability, and scalability necessary to power any life insurance enterprise. Designed to work with your existing hardware, software, and databases, Titanium is truly unique. A complete solution from illustrations through contract maturity, billing, agent compensation & licensing claims, and underwriting and issue. Titanium provides for STP and is completely SOA enabled. Titanium processes all life, health, annuity products, including: fixed, variable, equity, indexed, traditional, non-traditional, individual, and worksite. LIDP has been in business for over 35 years and is backed by industry experts who collectively have over 600 years of experience on our systems. LIDP is has a 100% success rate in implementation and conversion projects. Our solution is available in the cloud or onsite.

Life Line Screening

6150 Oak Tree Boulevard, Ste. 200 Independence, Ohio 44131

Kenneth Lock, Vice President, ken.lock@llsa.com

Life Line Screening provides community-based preventive health screenings for stroke and vascular disease. We use advanced ultrasound equipment, the same as the equipment found in hospitals, and our screenings are performed by highly trained healthcare professionals. Members of the American Fraternal Alliance will be able to offer their membership these potentially life saving screenings at a rate not available to the general public.

Manage My Ltd

Albany House, Claremont Ln, Esher Surrey, England KT10 9FQ

Stuart Johnston, Head of Marketing, stuart.johnston@managemy.com

ManageMy is the provider of a customer engagement platform that serves as the core component of an insurer’s digital ecosystem, spanning the insurance value chain. ManageMy improves CLTV by driving additional revenues while reducing costs, and increasing persistency by delivering first class digital journeys to give policyholders an end-to-end digital insurance experience. ManageMy is digital insurance built by insurance experts for the insurance industry.

MIB

50 Braintree Hill Park, Suite 400
Braintree, Massachusetts 02184-8734

Brian Millman, VP, Head of Sales & Member Engagement, BMillman@MIB.com

MIB is the insurance industry’s most trusted and secure partner for data, insights and digital solutions that support underwriting and actuarial decision making and improve industry efficiencies. With deep connections to the life insurance companies who are its members, and a sole focus on improving the insurance industry, MIB is uniquely positioned to provide data-driven solutions that address common industry challenges and enable clients to gain efficiencies, manage their risks, and grow profitably. For more information about MIB, visit www.mibgroup.com

Miller & Newberg, Inc.

7304 W 130th Street, Suite 370 Overland Park, KS 66213

Chris Conklin, Managing Director, chris.conklin@miller-newberg.com

Miller-Newberg provides actuarial consulting services to insurance organizations, including more fraternal benefit societies than any other actuarial firm. Our work with fraternal benefit societies began in 1994, the day Miller-Newberg opened its doors. Miller-Newberg is a full-service actuarial firm, ready to help you with your financial reporting, product development, and anything else needed to create profitable growth. Our consultants have held top positions in carriers both large and small, and our focus is to advocate your interests while adhering to professional codes and the highest standards of practice. We do so by first understanding the goals of your organization, and ultimately, by working closely with your management team to achieve those goals. We have command of what we do and are committed to serving you. Primary contacts include: eric.newberg@miller-newberg.com, trevor.huseman@miller-newberg.com, and chris.conklin@miller-newberg.com.

Morgan Stanley/Graystone Consulting

One PPG Place, 13th Floor, Pittsburgh, PA 15222

Joan Fiore. First Vice President - Financial Advisor, joan.m.fiore@ms.com

Morgan Stanley/Graystone Consulting is a global leader in the institutional consulting marketplace – providing investment consulting services to institutional clients. Visit https://graystone.morganstanley.com/graystone-consulting-pittsburgh-pa-cleveland-oh for more information.

New England Asset Management (NEAM)

74 Batterson Park Road
Farmington, Connecticut 06032

Danny Prince, Marketing Specialist, danny.prince@neamgroup.com

The mission of New England Asset Management (NEAM) is to be integral to the success of our insurance industry clients by providing investment management solutions through a team of skilled professionals dedicated to delivering exceptional client service. Our insurance investment management solutions include asset management, enterprise risk and capital management, capital and risk analytics, and investment accounting and reporting services.

Optimity

5 Morning Sparrow Drive,
Kleinburg, ON, L4H5A6, Canada

Jane Wang, CEO & Cofounder, jwang@optimity.life

Optimity is on a mission to support millions of people to living healthier, wealthier and longer. We provide member engagement and rewards solutions for Fraternals, Life & Health Carriers, employers and associations because it helps us deliver on a shared vision of a holistically supported community. Serving up personalized content, nudges and programs for physical, mental and financial wellness via a mobile-first approach, we love to run community challenges and sustainable programs to benefit our shared members!

https://www.myoptimity.com/enterprise-solutions/cxengagement

Optimum Re Insurance Company

1284 Meridian Drive
Forney, Texas 75126

Brennen Miller, Business Development Representative, brennen.miller@optimumre.com

Optimum Re Insurance Company (ORIC) has been building successful partnerships since 1987. We have maintained steady growth and profitability, earning a solid reputation as a reinsurer that provides efficient and professional client service. Client Focus is a core value at ORIC and is affirmed by our clients consistently ranking us as one of the best reinsurers in industry surveys. ORIC has served the Fraternal market for many years, laying the foundation for our successful partnerships. ORIC looks forward to future development opportunities with our Fraternal partners for years to come. ORIC offers comprehensive reinsurance solutions, competitive pricing, full underwriting services, research & development and an individual record administration system which enhances its risk management services for Life, Critical Illness and supplementary products. We are a leader in the Critical Illness and Final Expense market through our experience and expertise in risk management and claims adjudication. We continue to successfully expand our presence in the market through organic growth, block acquisitions, and personalized solutions tailored to increase our growth for our clients. ORIC has a rating of A- excellent by AM Best.

Optimum Quantvest Corporation

1345 River Bend Dr. Ste 100, Dallas, TX, 75247

Jean-Martin Aussant, Senior Vice-President, jaussant@gestion-optimum.com

Optimum Quantvest Corporation is a macro-driven manager of U.S. Fixed Income and Equity portfolios. We are SEC registered* as an Investment Adviser and our ultimate parent company is a global financial institution with over 600 employees and offices in North America and Europe.

optimumquantvest.com

Opus Investment Management

440 Lincoln St.
Worcester, MA 01653

Kevin Seabury, Director Business Development, kseabury@opusinvestment.com

Opus Investment Management has a 30-year legacy specializing in investing for insurers. Our experience in this market, and our understanding of the unique role investment plays for insurers, allows us to see and share a holistic view of your portfolio, connecting the choices you make as an insurer with clear and actionable investment strategies that benefit your organization.

www.opusinvestment.com

Parkway Advisors L.P.

6550 Directors Parkway
Abilene, Texas 79606

Theron Holladay, President & CEO, theron.holladay@parkwayadvisors.com

With a consultative focus and over 100 insurance services Parkway works as an extension of your team. Our focus is on service to your fraternal organization and the members you serve. Investment Management Services: Net Investment Income, Surplus Volatility, RBC, ALM, Diversification Insurance Consulting Services: ERM, AM Best, Peer Analysis, Board Education, Portfolio Review Investment Statutory Reporting: Schedule D, IMR/AVR, Investment G/L entries, What/If scenarios

PNC Bank, NA

1 North Franklin, Suite 750
Chicago, Illinois 60606

Alyssa Beynon, Associate Director, FIG, Alyssa.Beynon@pnc.com

For more than 160 years, PNC Bank, NA, has been committed to providing clients with exceptional service and financial expertise. We are proud of our longstanding history of supporting not only our customers, but also our communities, employees and shareholders. No matter how simple or complicated your needs, we have the products, knowledge and resources necessary to help you achieve financial success. PNC's Financial Institutions Group ("FIG") has a dedicated insurance coverage team that is focused on helping our clients enhance investment portfolio performance, expand commercial product offerings, manage operating costs and strengthen liquidity positions.

QLAdmin Solutions

3420 Executive Center Drive, Ste #205
Austin, Texas 78731

Kat Correa, CMO, kcorrea@qladmin.com

Complete policy administration processing for traditional and interest sensitive life, health, and annuity products, including preneed and final expense, supplemental products, and Medicare Supplement claims auto-adjudication. Serving the entire policy lifecycle, QLAdmin includes key features of agent and policyholder web portals, document and contract management, accounting integration, and full valuation. Third party integrations enable front end sales and quoting tools. Serving 50 clients in the United States, Canada, Central America, and the Caribbean. QLAdmin is a proven and reliable solution with 100% US-based development and technical support.

RSM US LLP

1299 Farnam Street, Suite 530
Omaha, Nebraska 68102

Kelly McCarville, Manager, Marketing, kelly.mccarville@rsmus.com

Insurance leaders face a challenging climate as they seek to balance increased demands, digital transformation and the need to sustain growth. RSM industry specialists understand the complexities insurance companies are facing. We're the fifth largest accounting, tax and business consulting firm in the nation, with 87 offices and more than 12,000 employees. We’re focused on serving fraternal insurance companies nationwide. Our team of knowledgeable insurance industry professionals can help you with your accounting, tax and business consulting needs.

Securian Asset Management

400 Robert Street North,
St. Paul, MN 55101

Sarah McCrady, Director - Client Portfolio Manager, sara.mccrady@securianam.com

Securian Asset Management has been serving the Fraternal space for over 25 years, providing expertise in Insurance Asset Management. Combining our fundamental research expertise, deep experience in fixed income, and unrelenting search for investment value, Securian Asset Management has grown to become a leading asset manager in the private credit market.

Visit www.securianam.com for more information.

Solutions3000, LLC

8101 Agarita Dr.,
Austin, TX, 78737, United States

Brandon L. Nichols, Owner, bnichols@solutions3000.com

Solutions3000 focuses on the Life Insurance, Annuity and Financial Services sectors. Our focus is on strategy development, project management, technology, and systems integration.

Solutions3000 has a diverse team with extensive backgrounds in the insurance industry to offer a comprehensive set of problem-solving skills to their clients. Together we have worked with Carriers both large and small, distributors, brokerage general agencies and many of the leading vendors in the industry. We assist in the early stages of a project to help more clearly define the goals and scope of the project and to be your implementation partners ensuring successful delivery.

Spinnaker Analytics LLC

One Boston Place,
Boston, MA 02108

Nitrav Dagli, President & CEO, accounts@spinnakerllc.com

Spinnaker Analytics is your key to unlocking the untapped potential within your technology and service assets. Our use of precision predictive models is informed by a balanced fusion of deep domain knowledge and the most advanced algorithms available. We specialize in developing custom analytics tools for industry leaders and small business owners alike. We bridge the realms of data science and practical business acumen to deliver advanced, yet intuitively accessible solutions that streamline decision-making and expedite results. Visit www.spinnakeranalytics.com for more information.

Steimla & Associates, Inc.

2867 Gypsum Circle
Naperville, Illinois 60564

Joseph Steimla, Consulting Actuary, steimla@comcast.net

Steimla & Associates, Inc., has been providing actuarial services since 1983. The firm was founded for the purpose of providing actuarial and consulting services to fraternal benefit societies doing business in the United States and Canada. In addition to actuarial services, we also focus on advising management in a progressive range of significant business decisions. Our primary goal is to establish a good working relationship with everyone involved and to foster good communication. Over the years, we have found that good communication helps us to know the client's need and concerns. Our ultimate goal is to increase our client’s self-sufficiency and promote growth. Mr. Steimla, in addition to actuarial consulting, previously served on the President’s Private Sector Survey on Cost Control for the Federal Government commissioned by President Ronald Reagan.

SuranceBay

6501 Congress Ave, Suite 240
Boca Raton, FL 33487

Brian Kirland, Senior Director of Sales & Marketing,
brian.kirland@surancebay.com

Our mission is to streamline and automate the process of buying and selling insurance. Our solutions provide an integrated experience to all points of insurance distribution – insurance companies, general agencies, insurance agents, and consumers.

Swiss Re America Holding Corporation

124 West Superior Street, Suite 300
Fort Wayne, Indiana 46802

Michelle Grusenmeyer, Senior Vice President & Key Account Manager, michelle_grusenmeyer@swissre.com

The Swiss Re Group is a leading wholesale provider of reinsurance, insurance and other insurance-related forms of risk transfer. Swiss Re has operations across the globe allowing us to meet our clients' diverse needs with service in their key markets. We provide our regional clients with local expertise and a client-centric approach to meet their unique needs. Together, we apply fresh perspectives, knowledge and capital to anticipate and manage risk. We create smarter solutions for our clients, helping the world rebuild, renew and move forward. We are known for our industry-leading underwriting manual Life Guide and top underwriting engine Magnum.

TechGuides, Inc.

630 Ridley Creek Road
Media, PA, 19063, United States

Brian Martz, President, martz@painlesstechnology.com

TechGuides provides outsourced IT management, IT consulting, hardware/software/cloud sales and cybersecurity consulting services to organizations throughout the country. Our services range anywhere from providing a dedicated IT help desk to assisting clients manage industry, client-led, and government compliance issues in the IT space. We have been in business 23+ years and our senior staff hold numerous industry certifications.

www.painlesstechnology.com

Wellington Management Company LLP

280 Congress Street
Boston, Massachusetts 02210

Andrew Paone, Insurance Relationship Manager, apaone@wellington.com

An independent private partnership, founded in 1928, whose sole business is investment management for institutional clients. The firm’s investment expertise spans the global equity, fixed income, currency, and alternatives markets. Wellington Management has $104 billion of assets under management for insurance general account clients. The firm’s insurance group of 43 professionals works with 134 insurance company clients. With a long history of working with fraternal benefit societies, we currently manage over $3.4 billion in assets on behalf of 7 fraternals through our Fraternal Investment Program. Insurance client assets are invested using 63 of the firm’s various investment approaches involving all major asset classes. We develop customized investment solutions in response to client requests and market opportunities.

Zeldis Research Associates

106 Straube Center Blvd., Ste F-101,
Pennington, NJ 08534

Amy Rey, Managing Director, amy@zeldisresearch.com

Zeldis Research is a full-service, market research firm that specializes in the insurance and financial services industry. We conduct primary, quantitative and qualitative research for organizations across a wide variety of audiences (consumers, members, agents and brokers, financial advisors, business owners, etc.) and topics (customer/member satisfaction and loyalty, market exploration, segmentation, product/concept/message testing, customer journey mapping, and more). We conduct surveys, focus groups, in-depth interviews, ethnographies, and a variety of other research methods. We work for a wide variety of insurance and financial services clients, from Fortune 100 firms to regional and specialty companies. Visit www.zeldisresearch.com for more information.

Zinnia

5801 SW 6th Avenue
Topeka, Kansas 66636

Jackie Claassen, Business Development, Jackie.Claassen@Zinnia.com

Zinnia offers a full range of end-to-end business processing solutions, hosted technology solutions and consulting services tailored for life and annuity insurance companies. Zinnia offers state-of-the-art insurance technology to modernize your administration tools, optimize your administration environment, lower your operating costs, and reduce overall risk. These benefits allow fraternals to use their capital to serve and grow their membership. For the first 60 of our nearly 120 years we operated as a fraternal, The Knights and Ladies of Security. Our award-winning state-of-the-art technology was developed for and is currently run by insurance professionals for open blocks, closed blocks and new products. For more information, please visit www.zinnia.com.