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Associate Members

Allen Bailey and Associates, Inc.

8310-1 Capital of Texas Hwy North, Suite 370
Austin, Texas 78731

Kirk Gravely, President, kgravely@allenbailey.com

Since 1987, the actuarial consulting firm of Allen Bailey & Associates, Inc. has specialized in helping Fraternal Societies enhance their product portfolios to attract new members. We assist our clients with financial reporting, strategic alternatives, compliance, experience analysis, illustration software, and more. We pride ourselves on providing timely value-added consulting services. For more information on AB&A or to inquire how we can provide exceptional service to your society, please email contact@allenbailey.com or visit us at www.allenbailey.com.

Andesa Services

6575 Snowdrift Road, Suite 108
Allentown, Pennsylvania 18106

Jerry Pennella, Account Executive, jerry.pennella@andesaservices.com

Andesa Services, Inc. provides cloud-based policy administration and support services for life insurance and annuity carriers. Our flexible Software as a Service (SaaS) model allows fraternal carriers of all sizes to realize the benefits of a secure, modern infrastructure, fully integrated administration, reporting and illustration systems and industry-leading agent e-app portal and member self-service portal. The Andesa policy administration platform was specifically designed for the Fraternal market which includes an integrated Fraternal Member Management solution. This tool allows fraternal carriers the ability to capture and maintain information on its members, chapters/regions/lodges as well as volunteer hours, social memberships, donations, scholarships, etc. Andesa’s integrated approach to policy administration results in dramatic efficiency gains, significantly reduced hardware costs, highly predictable support expenses, streamlined client service, mitigated compliance risks and speed-to-market for new products and lines. Andesa’s clients include several fraternal carriers as well as 7 of the top 13 life insurance carriers including numerous small to mid-sized insurers. Visit www.andesaservices.com to learn more.

AQS Asset Management, LLC

5806 Mesa Blvd, Suite 220
Austin, Texas 78731

Larry White, Managing Director, larry.white@aqsllc.com

AQS Asset Management is an SEC registered investment advisor exclusively serving insurance companies. More than just a portfolio manager, AQS assumes an active role in the financial performance of our client. Performance - Experience - Results Vested in your success.

askFinancial Wellness

PO Box 187
Spring Park, Minnesota 55384

Charlie Schaitberger, CEO, charlie@askfinancialwellness.com

Wellness programs are nothing new, more than over 50% of employer and membership groups have implemented the programs since 2008. askFinancial Wellness, an industry leader since 1989, brings some of the timeliest benefits to your product and membership program. We are currently providing these financial helpline, education and resource benefits to millions of members through a wide variety of sponsors, including: insurance companies, EAPs, Fraternal Societies and membership programs throughout the US and Canada. Consider a total member Wellness Benefit that will: provide practical solutions to members and their families; financial and legal needs; increase value; improve retention and complement other insurance and financial service products. We have no affiliation with any company that sells or manages financial, insurance or investment products.

AuclairRe International, Inc.

PO Box 2000
Livingston, New Jersey 07039

Joel Thompson, President, joelthompson@auclairre.com

Since 2006, AuclairRe International, Inc. has provided a wide range of expert intermediary and consulting services to fraternal, mutual and insurance companies utilizing reinsurance companies around the world. Our founder has more than 35 years’ experience in the insurance and reinsurance business, including management, underwriting and claims as an underwriter and as a broker across Life, A&H and P&C products. We manage a surplus relief life facility, provide underwriting services to select clients and have performed management, underwriting and claims consultancies. We enjoy working closely with small to mid-sized firms where we can offer our technical expertise and impartial counsel.

Balanced Growth Consulting

980 N. Michigan Ave., Suite 1400
Chicago, Illinois 60611

Jason Bordui, President & Chief Client Strategist, jason@balancedgrowth.com

Balanced Growth is a Chicago-based, innovation consultancy. Our mission is to create enduring value for our clients and their customers through strategic and operational innovation and transformation. Through our four main service domains, Innovation Operations, Digital and Transformation, we focus on the Insurance, Financial Services and Healthcare industries.

Berwyn Group, The

2 Summit Park Drive, Suite 610
Independence, Ohio 44131

Felix Federowicz, President, felix@berwyngroup.com

The Berwyn Group partners with fraternals and insurance carriers, helping them comply with state Unclaimed Property Regulations and reduce over payments. Our focus for the last 25 years has been providing Death Audits, Location Services, Beneficiary Searches and other NPPI retrieval, utilizing our proprietary software systems and methodologies. The Berwyn Group uses the Social Security Administration's Death Master File (DMF), other official government death records, and obituaries to provide accurate and timely results. Policy Holder Verification services can reduce the number of false positives by over 75%. For more information on The Berwyn Group or to inquire how we can provide exceptional service to your society, please email info@berwyngroup.com or visit us at www.berwyngroup.com.

BKD CPAs & Advisors

1401 50th Street, Suite 350
West Des Moines, Iowa 50266-5935

Jon Harris, Partner, jdharris@bkd.com

BKD National Insurance Services Practice is the accounting firm of choice for hundreds of insurance companies and fraternal benefit societies across the country, providing audit & tax services, cybersecurity consulting, internal audit, big data & analytics and more. Ranked by A.M. Best as a top-tier assurance provider in the insurance industry, BKD helps companies manage risk, navigate the complex regulatory environment and add value for shareholders and policyholders. With a strong commitment to the industry, BKD also is a proud sponsor of the American Fraternal Alliance. To learn more, we invite you to visit bkd.com/insurance. Everyone needs a trusted advisor. Who’s yours?

Bruce and Bruce Company Consulting Actuaries

916 Sherwood Drive
Lake Bluff, Illinois 60044

Silvio Rodia, Executive Vice President\\COO, srodia@babco.us.com

Consulting actuarial firm providing: valuation, asset adequacy analysis/cash flow testing, plan development, marketing, form development and filing, and pension services. We have been in business since 1929. We have five actuaries, including a pension enrolled actuary.

CalSurance Associates, A Division of Brown & Brown Program Insurance Services, Inc.

681 S. Parker Street
Orange, California 92868

Matt Johnson, Account Manager, mjohnson@calsurance.com

CalSurance is proud to be the endorsed broker for the American Fraternal Alliance member insurance programs, including Agents' E&O, D&O, Employment Practices, Fiduciary, Outside Directorship and Professional Liability. We take pride in offering our clients the depth and power of our insurance knowledge while still providing the personal touch of a smaller organization.


55 Merchant Street
Cincinnati, Ohio 45246

Troy Gross, Director of Global Product Marketing, tgross@cincom.com

From real-time generation of customer correspondence to fully-automated, batch generation of policies, Cincom delivers the most-intuitive customer communications solutions in the industry. By streamlining the design, deployment, delivery and management of high-volume, personalized customer communications (print and electronic), Cincom has helped more than 85 insurers worldwide (incl. Everence, National Guardian Life, and Alaska National Insurance) acquire, strengthen and expand customer relationships, minimize compliance risks, reduce operating costs and accelerate time-to-market for all their communications. For more than three decades, Cincom has led the industry in providing customer communication solutions that are easy to integrate and easy to use.


755 Main Street
Hartford, Connecticut 06103

Ryan Saul, Director, ryan.saul@conning.com

Conning (www.conning.com) is a leading investment management firm. With a long history of serving the insurance industry, Conning supports institutional investors, including pension plans, with investment solutions and asset management offerings, award-winning risk modeling software, and industry research. Founded in 1912, Conning has investment centers in Asia, Europe and North America.

CSG Actuarial, LLC

11011 Q Street, 101B
Omaha, Nebraska 68137

Jared Strock, Consulting Actuary, jstrock@csgactuarial.com

CSG Actuarial is a full service actuarial consulting company specializing in the supplemental life and health insurance markets, with more than 60 years of combined experience. As actuaries, we help our clients develop new insurance products, manage inforce blocks of business, support their valuation processes, and also provide strategic level consulting. In addition to providing traditional actuarial services, CSG also maintains a large and robust database of insurance product information. The CSG MarketAdvisorTM database contains current and historical premium information, product specifications and underwriting procedures on over 150 different insurance companies. In addition, our software engineers have developed many other unique and cutting edge insurance tools, such as, E-Applications, Document Libraries, and Agent Databases.

Currin Compliance Services, Inc.

14 Main Street
Greenwich, New York 12834

Cailie Currin, Chief Executive Officer, ccurrin@currincompliance.com

Currin Compliance provides compliance and actuarial consulting to fraternal benefit societies. We focus exclusively on the products that you offer -- we are your compliance resource in the life insurance industry. We can assist Alliance members when you need to: • Design, draft, review and/or file life/annuity/health insurance products, including actuarial compliance; • Assess your compliance or help you become compliant with various state and federal rules, such as NY’s Reg 210 and the DOL rule; • Review your advertising • Conduct compliance assessments in the home office or the field; • Prepare and help implement compliance risk mitigation strategies; • Assist with company and agent licensing; • Prepare you for, and respond to, market conduct examinations; • Advocate for you with insurance regulators; • Provide compliance training: in person, at conferences and meetings or online at education.currincompliance.com. Let Currin Compliance be your #compliancehero.

ENDePersis Fraternal Consulting, LLC

Manor Oak Two, Suite 980
Pittsburgh, Pennsylvania 15220

Edward DePersis, CFO, Senior Financial & Marketing Advisor, info@endepersis.com

Serving fraternal benefit societies for many years. We are experienced in all areas of fraternal operations, such as: accounting assistance; IRS Form 990; management discussion and analysis; financial operations report; completing annual and quarterly financial statements, including filing state forms; RBC; NY Supplement; forms and policy drafting and filing via SERFF; UCAA state expansion filings; marketing assistance in program promotions; board governance training; etc. We assist actuaries with compiling valuation data. Currently, we provide assistance with three actuarial firms. Client asset size: from $17,500,000 to $1 billion+.


1835 Market Street
Philadelphia, Pennsylvania 19103

Roger Soppe, Vice President, Insurance Advisory - US, roger.soppe@equisoft.com

Founded in 1994, Equisoft offers advanced digital business solutions to its clients in the insurance and wealth management industries to support their growth. The firm develops and markets innovative front-end applications (InsuranceElements and WealthElements) featuring industry-leading user interfaces and state-of-the-art technology. In addition, Equisoft is an Oracle Insurance Policy Administration integration partner for some 20 carriers globally. To complete this unique offering, Equisoft brings extensive experience in data migration through its subsidiary Universal Conversion Technologies (UCT). Equisoft has a growing team of nearly 300 specialized resources based in the US, Canada, Latin America, South Africa and India.

Eversheds Sutherland

The Grace Building, 40th Floor
New York, New York 10036

Cynthia Shoss, Partner, cynthiashoss@eversheds-sutherland.com

Eversheds Sutherland provides the full range of legal services to a global client base ranging from small and midsized businesses to the largest multinationals, acting for 71 of the Fortune 100, 57 of the FTSE 100 and 119 of the Fortune 200. The firm has approximately 125 attorneys who, on a daily basis, advise our national and international insurance company clients on a full array of insurance matters, resulting in one of the largest, if not the largest, and dedicated insurance practice groups in the U.S. The breadth of this practice ensures that there are few, if any, issues involving the day-to-day operations of insurance companies on which we do not have direct experience that has been accumulated and honed over the course of many years of service. Our national and New York insurance practices have repeatedly been recognized as top-of-class by numerous organizations. For more information, visit www.evershedssutherland.com.


10101 Renner Blvd
Lenexa, Kansas 66219

ExamOne is committed to ensuring the underwriting requirement process is quick and convenient for applicants, agents and home-office personnel. Our services include data gathering, paramedical examinations, laboratory testing and consultative analytics, designed to assist life insurance companies in fair, objective evaluations on mortality risks of applicants. Working together over 40 years, we have helped millions of families purchase life insurance. But our work isn’t done. We can still help 95 million more Americans without life insurance protect their families. We are committed to this challenge by providing you with innovative tools and simplified processes—resulting in a more satisfied applicant. Committed every day, with: • High-quality, cutting-edge laboratory results. • More applicant choices for communication, exam locations and scheduling options. • The nation’s largest network of paramedical service centers and mobile examiners. • Proud supporter of the American Fraternal Alliance, LIFE Happens, and Life Insurance Awareness Month.


PDMA, Inc. c/o EXL Service
Jersey City, New Jersey 07302

Keith Guard, , keith.guard@exlservice.com

With more than 20 years of experience, EXL LifePRO® offers policy administration solutions for fraternal benefit organizations. LifePRO® supports life, health and annuities on a single platform, and streamlines policy administration through features such as a flexible product rules engine, real-time customer service and extensive agent compensation support. EXL provides end-to-end servicing, including system integration, testing support, web development, and application management and hosting for more than 40 clients. The LifePRO Digital Suite includes a configurable electronic application and quote engine, underwriting rules engine, underwriter’s workbench, workflow, an analytics dashboard, and electronic document generation. The LifePRO environment offers comprehensive straight-through processing for all life, health and annuity products, supporting a digital strategy for any channel, including direct to consumer models.

Fifth Third Bank / Fifth Third Securities

600 Superior Avenue East
Cleveland, Ohio 44114-2614

James Foliano, Managing Director - Institutional Fixed-Income Sales, james.foliano@53.com

Fifth Third Bancorp (FITB) is a diversified financial services company that operates banking centers throughout the United States. The company's principal businesses includes retail banking, commercial banking, investment advisory, and data processing. Services specific to the Fraternal Community include Investment Services and Trust/Custody Services. Investments are provided in a principal capacity from our inventory and priced at the actual market-value of the security - there is no management fee for these services. Our Institutional Trust & Custody services offer a single point of contact for asset servicing and settlement needs, designed to maximize efficiency, reduce risk, and minimize costs.

Griffith, Ballard & Company

100 First Avenue N.E., Suite 117
Cedar Rapids, Iowa 52401

Bradley Simanek, Consulting Actuary, bsimanek@lifebase.com

Established in 1916, Griffith, Ballard & Company (GBC) is the oldest continuously run actuarial consulting firm in the United States, and has been ranked by A.M. Best as a top-tier life actuarial firm for the last several years. GBC is a full-service actuarial solutions provider, specializing in management consulting and financial reporting for life insurance companies and fraternal benefit societies. Our services include reserve valuation, product development, financial statement assembly, asset adequacy/cash flow testing, actuarial appraisals, and operating results reporting/forecasting. We also offer life and annuity sales and inforce illustration systems, as well as electronic application services. We are strategically positioned to meet the varied needs of the life insurance and annuity provider marketplace. Please visit our website, www.lifebase.com, for regularly published articles and updates on topics important to the fraternal industry, or contact us directly at sgriffith@lifebase.com or bsimanek@lifebase.com.


875 Greentree Road
Pittsburgh, Pennsylvania 15220

Leo Hannah, Partner, lhannah@h2rcpa.com

H2R CPA is a Certified Public Accounting and Business Advisory firm providing comprehensive tax, assurance and business consulting services to fraternal benefit societies for more than 25 years. Established in 1956, H2R CPA has a 60-year reputation for consistently delivering high-quality services and establishing trusted advisory relationships with our clients. In addition to audit and tax, H2R CPA provides assistance with: •Preparation of annual and quarterly statements •Implementation of new statutory accounting pronouncements •Mergers and acquisitions (including discussing the transactions with the related state departments of insurance) •Selection and implementation of accounting and policy management systems •Acting as an independent third party for elections and required membership voting With significant experience serving fraternal benefit societies, H2R CPA is well-positioned to meet and exceed your needs for a professional accounting firm partner. Our team possesses the technical knowledge, experience and integrity required to help you meet your reporting requirements and accomplish your financial objectives.

Heritage Life Insurance Company

227 W. Monroe St, Suite 3775
Chicago, Illinois 60606

Peter McPherson, Senior Vice President, peter.mcpherson@heritageli.com

Heritage Life Insurance Company provides life and annuity reinsurance solutions to small- and medium-sized organizations. Heritage offers a unique combination of financial stability, product expertise and organizational efficiency along with a streamlined operating model. This combination allows Heritage to competitively support direct writers to safely achieve their objectives, in both their operations and communities.

Hoopis Performance Network

790 Frontage Road, Suite 300
Northfield, Illinois 60093

Harry Hoopis, CEO, harry@hoopis.com

The Hoopis Performance Network provides innovative sales training & leadership development resources to financial professionals worldwide. HPN’s suite of solutions features blended learning formats in the areas of Recruiting & Selection, New Advisor Development, Experienced Advisor Development and Leadership Development. These field-tested resources have been developed from over 40 years of industry leading experience in our very own “living laboratory”. Visit us at www.Hoopis.com.

illustrate inc

11225 College Blvd
Overland Park, Kansas 66210

Lyndon Edwards, President, lyndon.edwards@illustrateinc.com

illustrate inc is an industry leader in the life insurance illustration software market in Canada, the United States, and the Caribbean. illustrate inc has grown steadily over the past 20 years as a result of its hard focus on addressing industry need for efficiency, effectiveness, and speed to market for life insurance illustration software as well as mobile quoting solutions. With clients across North America, illustrate inc continues to evolve to anticipate and meet the changing needs of the insurance and financial services industries.

IMS - Insurance Medical Services, Inc.

46540 Fremont Blvd, Suite 514
Fremont, California 94538

Bilal Saeed, Vice President, Operations, bilal@imsparamed.com

IMS provides excellent services for paramedical examinations nationwide, pre-underwriting services, medical records retrieval, and state-of-the-art tools to conduct full risk assessment by financial institutions. IMS brings a fresh and innovative approach to underwriting services acting as a liaison between the applicant and the insurance carrier. Our goal is to exceed the expectations of every customer by offering outstanding customer service, increased flexibility, and greater value, thus optimizing system functionality and improving operation efficiency.

Intellect SEEC

20 Corporate Place South
Piscataway, New Jersey 08854

Barbara Stanton, Marketing Manager, barbara.s@intellectdesign.com

Intellect SEEC, the insurance software division of Intellect Design Arena, provides an extensive portfolio covering distribution, underwriting and claims. Intellect SEEC has been developing innovative insurance solutions to lower operating costs and increase premium volumes and margins for the last two decades. Over the last 25 years, the company has built strategic relationships with major insurance carriers in America, Canada, United Kingdom, India and the Far East. Intellect SEEC builds its innovative, low-cost solutions on a firm belief that while the underlying business and technology of insurance are complex, their application should not be. Learn more at www.intellectSEEC.com.


222 Valley Creek Boulevard
Exton, Pennsylvania 19341

Michael Persiano, Chief Marketing Officer, mpersiano@ipipeline.com

iPipeline is a leading provider of cloud-based software solutions for the life insurance and financial services industry. Through our end-to-end platform, we accelerate and simplify sales, compliance, operations and support. We provide process automation and seamless integration between every participant in our ecosystem including carriers, agents, general agencies, advisors, broker-dealers, RIAs, banks, securities/mutual fund firms, and their consumers on a global basis. Our innovative solutions include pre-sales support, new business and underwriting, policy administration, point-of-sale execution of applications, post-sale support, data analysis, reporting, user-driven configuration, consumer delivery and self-service, and agency and firm management. www.ipipeline.com

Kroll Bond Rating Agency (KBRA)

805 Third Avenue, 29th Floor
New York, New York 10022

Andrew Edelsberg, Managing Director, Insurance, aedelsberg@kbra.com

KBRA was established in 2010 in an effort to restore trust in credit ratings by creating new standards for assessing risk and by offering accurate and transparent ratings. KBRA is a full service rating agency whose mission is to set a standard of excellence and integrity. KBRA provides the market an alternative solution by delivering timely and in-depth research across various sectors: structured finance, public finance, banking, insurance, corporates and financial guarantors. Starting in 2016, KBRA has been providing insurance financial strength ratings as well as long-term ratings on insurance holding companies. The lead analysts for KBRA’s insurance ratings team have over 50 years of combined industry experience, including 30 years of rating agency experience.

LIDP Consulting Services

101 W. Venice Avenue, Suite 22
Venice, Florida 34293

Kimberly Duke, Chief Marketing Officer & Director of Sales, kimberly.duke@lidp.com

LIDP provides award-winning, innovative solutions to the life and annuity industry. Our policy administration system, Titanium, is built entirely on the JEE platform and provides the stability, portability, and scalability necessary to power any life insurance enterprise. Designed to work with your existing hardware, software, and databases, Titanium is truly unique. A complete solution from illustrations through contract maturity, billing, agent compensation & licensing claims, and underwriting and issue. Titanium provides for STP and is completely SOA enabled. Titanium processes all life, health, annuity products, including: fixed, variable, equity, indexed, traditional, non-traditional, individual, and worksite. LIDP has been in business for over 35 years and is backed by industry experts who collectively have over 600 years of experience on our systems. LIDP is has a 100% success rate in implementation and conversion projects. Our solution is available in the cloud or onsite.

Life Line Screening

6150 Oak Tree Boulevard, Ste. 200
Independence, Ohio 44131

Kenneth Lock, Vice President, ken.lock@llsa.com

Life Line Screening provides community-based preventive health screenings for stroke and vascular disease. We use advanced ultrasound equipment, the same as the equipment found in hospitals, and our screenings are performed by highly trained healthcare professionals. Members of the American Fraternal Alliance will be able to offer their membership these potentially life saving screenings at a rate not available to the general public.

Macquarie Investment Management

53 State Street
Boston, Massachusetts 02109-2802

Marc Mercurio, Manager – Insurance Solutions, marc.mercurio@macquarie.com

Macquarie Asset Management a top 10 global insurance asset manager, providing insurers with access to a diverse range of investment capabilities including customized fixed income solutions, traditional equity strategies, and is the world’s largest manager of infrastructure debt and equity. Specific to our life insurance clients we also offer the following value added services: • Strategic Asset Allocation • Risk Budgeting • Peer Analysis • Benchmark Construction • Regulatory/Required Capital Analysis • Thought Leadership
Macquarie is a world leader in ESG and green infrastructure investing and will be celebrating its 50th anniversary by donating $50,000,000 to employee-led charities in 2019.


50 Braintree Hill Park, Suite 400
Braintree, Massachusetts 02184-8734

Georgetta Bolleter, Account Manager, gbolleter@mib.com

MIB provides fraud detection information for individually underwritten life, disability income, long-term care, Medicare supplement, and critical illness insurance. MIB member companies rely on its Checking Service for fast, secure aggregation and exchange of data to combat applicant fraud, improve underwriting effectiveness and increase product line profitability, while ensuring fair pricing for all applicants.

Miller & Newberg, Inc.

8717 West 110th Street, Suite 530
Overland Park, Kansas 66210

Lori Newberg, Executive Vice President, lori.newberg@miller-newberg.com

Miller-Newberg provides actuarial consulting services to insurance organizations including many fraternal benefit societies. Our work with fraternal benefit societies began in 1994, the day Miller-Newberg opened its doors. Miller-Newberg is a full-service actuarial firm, ready to help you with your risk management. We excel in each of the three distinct roles: the valuation actuary, financial actuary, and marketing actuary. As consultants, our focus is to advocate your interests while adhering to professional codes and standards of practice. We do so by first understanding the goals of your organization, and ultimately, by working closely with your management team to achieve those goals. We have command of what we do and are committed to serving you. Primary contacts include: Eric.Newberg@Miller-Newberg.com and Lori.Newberg@Miller-Newberg.com.

MVP Advisory Group, LLC

830 W. Main Street
Lake Zurich, Illinois 60047

Russell Bostick, Managing Partner, russ.bostick@mvpadvisorygroup.com

MVP Advisory Group focuses exclusively on the insurance industry. Since its formation, MVP has developed a team of experienced insurance professionals who have successfully managed and led change in all areas of insurance including underwriting, policy administration, claims, client experience, finance, compliance, data warehousing, data analytics, human resources, and information technology.

MVP’s operating principles are designed to create valuable partnerships which complement and leverage existing client capabilities. Core to its successful client partnerships is a commitment to focus on key areas of change where MVP provides deep expertise, roadmaps, program management, quality assurance, data management, and analytic and digital transformation.

My Virtual CFOMARC

1973 Windward Drive
Lauderdale by the Sea, Florida 33062

Marc Schoenfeld, Senior Partner, anewmarc@gmail.com

A virtual CFO - Where and when you need one. Provides small and medium size companies the ability to have a proven financial leader as CFO without full time executive on payroll.

New England Asset Management

74 Batterson Park Road
Farmington, Connecticut 06032

Marie Callahan, Head of Marketing, marie.callahan@neamgroup.com

The mission of New England Asset Management (NEAM) is to be integral to the success of our insurance industry clients by providing investment management solutions through a team of skilled professionals dedicated to delivering exceptional client service. Our insurance investment management solutions include asset management, enterprise risk and capital management, capital and risk analytics, and investment accounting and reporting services.

Newman Long Term Care

6636 Cedar Avenue S., Suite 100
Richfield, Minnesota 55423

Tim Dona, President, timd@newmanltc.com

Since 1990, we've focused exclusively on long term care solutions. We offer individual and multi-life plans from most of the industry's top carriers. We offer traditional LTCI, multi-life, linked-benefit and LTCI rider solutions. Producers can work with us through our brokerage channel or team with one of our specialists to do joint case work. Insurance Solutions for Long Term Care are All We Do!

Northern Trust Company

50 South LaSalle, M27
Chicago, Illinois 60603

Michael Kingsley, SVP and Division Manager of Insurance, mk22@ntrs.com

Northern Trust has served the insurance industry for 30+ years. We understand the dynamics of the market and the regulatory, statutory, accounting, investment, treasury and reporting needs unique to insurance companies. Our experienced team members work together to deliver custody, accounting, treasury, credit, investment management and private banking solutions. Delivering superior client service is a core value of Northern Trust. In addition, Northern Trust’s competency, scale and product breadth enables us to deliver excellent client service, improve efficiency and returns and reduce risk.

Optimum Re Insurance Company

1284 Meridian Drive
Forney, Texas 75126

Terrence Weiser, Assistant Vice President, Business Development, terrence.weiser@optimumre.com

Optimum Re Insurance Company (ORIC) has been building successful partnerships since 1987. We have maintained steady growth and profitability, earning a solid reputation as a reinsurer that provides efficient and professional client service. Client Focus is a core value at ORIC and is affirmed by our clients consistently ranking us as one of the best reinsurers in industry surveys. ORIC has served the Fraternal market for many years, laying the foundation for our successful partnerships. ORIC looks forward to future development opportunities with our Fraternal partners for years to come. ORIC offers comprehensive reinsurance solutions, competitive pricing, full underwriting services, research & development and an individual record administration system which enhances its risk management services for Life, Critical Illness and supplementary products. We are a leader in the Critical Illness and Final Expense market through our experience and expertise in risk management and claims adjudication. We continue to successfully expand our presence in the market through organic growth, block acquisitions, and personalized solutions tailored to increase our growth for our clients. ORIC has a rating of A- excellent by AM Best.

Parkway Advisors L.P.

6550 Directors Parkway
Abilene, Texas 79606

Theron Holladay, President & CEO, theron.holladay@parkwayadvisors.com

With a consultative focus and over 100 insurance services Parkway works as an extension of your team. Our focus is on service to your fraternal organization and the members you serve. Investment Management Services: Net Investment Income, Surplus Volatility, RBC, ALM, Diversification Insurance Consulting Services: ERM, AM Best, Peer Analysis, Board Education, Portfolio Review Investment Statutory Reporting: Schedule D, IMR/AVR, Investment G/L entries, What/If scenarios

Pin Point Computer Systems, Inc.

6611 Rockside Road, Suite 200
Independence, Ohio 44131

Tim Yoder, President, pinpointcomp@cs.com

Pin Point has provided software solutions to its fraternal clients for more than 20 years. Our administrative software integrates all aspects of insurance, lodge and annuity management into a robust and user-friendly software package that is custom-tailored to your needs. Our investment management software allows for easy quarterly and annual statement preparation. Transactions can be imported directly from your broker monthly statements files. Easily export to your annual statement software for final reporting. Join the eleven other fraternal insurance societies already using our software.

PNC Bank, NA

1 North Franklin, Suite 750
Chicago, Illinois 60606

Leighann Smith, Relationship Manager, leighann.smith@pnc.com

For more than 160 years, PNC Bank, NA, has been committed to providing clients with exceptional service and financial expertise. We are proud of our longstanding history of supporting not only our customers, but also our communities, employees and shareholders. No matter how simple or complicated your needs, we have the products, knowledge and resources necessary to help you achieve financial success. PNC's Financial Institutions Group ("FIG") has a dedicated insurance coverage team that is focused on helping our clients enhance investment portfolio performance, expand commercial product offerings, manage operating costs and strengthen liquidity positions.

Prime Advisors, Inc.

100 Northfield Drive, 4th Floor
Windsor, Connecticut 06095

Dennis Klimes, SVP, Director of Sales and Business Development, dennis.klimes@slcmanagement.com

Prime Advisors, Inc.®, a Sun Life Investment Management company, has provided customized investment strategies and investment accounting for the insurance industry since 1988. Prime’s dedicated insurance professionals have deep roots in the fraternal system, and our innovative strategies are helping our clients to profit during the current low yield environment. Prime offers liability-driven investors a suite of active fixed income, passive equity, and real estate strategies, customized through extensive analysis of each client’s unique needs. Give us a call to find out more about our strategic efforts to add significant portfolio yield and income for our clients. We would love to speak to you about how this can benefit your organization and your members. Prime is ranked by Insurance Asset Manager as one of the top money managers in the country helping insurance companies and fraternal benefit societies. For more information, please visit our website at www.PrimeAdvisors.com

QLAdmin Solutions

9500 Arboretum Boulevard, Ste 220
Austin, Texas 78759

Kat Correa, CMO, kcorrea@qladmin.com

Offering complete life, health and annuity policy administration, plus Medicare Supplement claims auto-adjudication. QLAdmin services the entire policy lifecycle from new issue to termination. Third-party integrations enable agent quoting tools, mobile applications, illustrations and e-applications. Key features include agent and policyholder web portals, built-in document management, accounting integration, and full valuation/reserves. Serving nearly 50 clients in the United States, Canada, Central America, and the Caribbean. QLAdmin is a proven and reliable solution with 100% US-based development and peerless technical support.


1299 Farnam Street, Suite 530
Omaha, Nebraska 68102

Connie Benning, Director, Marketing, connie.smithbenning@rsmus.com

When you trust the advice you're getting, you know your next move is the right move. That's what you can expect from RSM. We're the fifth largest accounting, tax and business consulting firm in the nation, with 90 offices and more than 9,000 employees. We're focused on serving fraternal insurance companies nationwide. Understanding your industry is more than just a marketing credential at RSM – it's central to our client service approach.


395 West Passaic Street, Suite 490
Rochelle Park, New Jersey 07662

Kasia Jarochowska, Marketing Communications, kasia.jarochowska@sapiens.com

Sapiens International Corporation empowers insurers to succeed. The company offers digital software platforms, solutions and services for the P&C, life, pension and annuity, reinsurance, financial and compliance, workers’ compensation and financial markets. With more than 35 years of delivering to over 400 organizations globally, Sapiens satisfies customers’ core, data and digital requirements. Our portfolio includes policy administration, billing and claims; underwriting, illustration and electronic application; reinsurance; and decision management software. Sapiens’ digital suite features customer and agent portals, and an advanced analytics solution. Sapiens’ team of over 2,500 operates in North America, the United Kingdom, EMEA and APAC. For more information, visit www.sapiens.com or call Kasia Jarochowska at (201) 820-3500.

Scholarship America

7900 International Drive, Suite 500
Minneapolis, Minnesota 55425

Eric Wilner, Director, Strategic Clients, ewilner@scholarshipamerica.org

Education changes lives. Helping students achieve their educational goals has been Scholarship America’s mission and focus for 60 years. Scholarship America partners with organizations to design and manage high impact education assistance programs for students of all kinds, with a special focus on helping those most in need. With a dedicated team of experts, Scholarship America works with organizations to create effective programs that align investments with corporate social responsibility goals and philanthropic values. As the nation's largest non-profit, private-sector scholarship and educational assistance support organization, Scholarship America is working to further engage the private sector to support programs and policies that advance equity in postsecondary education and help students overcome barriers to access, persistence and attainment.


5801 SW 6th Avenue
Topeka, Kansas 66636

Jackie Claassen, Business Development, jackie.claassen@se2.com

se2 offers a full range of end-to-end business processing solutions, hosted technology solutions and consulting services tailored for life and annuity insurance companies. se2 offers state-of-the-art insurance technology to modernize your administration tools, optimize your administration environment, lower your operating costs, and reduce overall risk. These benefits allow fraternals to use their capital to serve and grow their membership. For the first 60 of our nearly 120 years we operated as a fraternal, The Knights and Ladies of Security. Our award-winning state-of-the-art technology was developed for and is currently run by insurance professionals for open blocks, closed blocks and new products. For more information, please visit www.se2.com.

Securian Asset Management/AAM Insurance Investment Management

400 Robert Street North
St. Paul, Minnesota 55101

Steve Moen, Advantus Senior Vice President, Business Development, steve.moen@securianam.com

Securian Asset Management and AAM Insurance Investment Management (both affiliates of Securian Financial) have a long history of serving the investment needs of fraternal benefit societies. AAM serves as the core fixed income manager and Securian Asset Management offers specialty credit strategies including Private Placements and Commercial Mortgage Loans. Investment portfolios are tailored to meet the specific investments needs and challenges of fraternal organizations. Value Add services include Asset-Liability Management, Investment Accounting, and Cash Flow Forecasting. For more information, please visit our websites, www.securianam.com and www.aamcompany.com.


1200 Valley West Drive
West Des Moines, Iowa 50266

David Dvorak, Chief Client Advocate, david.dvorak@seprio.com

For 18 years, Seprio has worked with businesses to protect their priorities by contracting better. Most companies rely on dozens, or even hundreds, of vendors. Protecting your business priorities when negotiating and working with those vendors is difficult. You’re busy running your business; and evaluating vendors, negotiating contracts, and saving money in those vendor relationships takes time and requires a very specific skillset. You can reduce your contract risk and ensure you’re getting the very best prices with Seprio. Several of Seprio’s Clients (including a Fraternal Organization) save millions of dollars per year. Are you next?

State Street Global Advisors SPDR

1 Iron Street
Boston, Massachusetts 02210

Charles Nettleship, Vice President, Insurance ETF Specialist, charles_nettleship@ssga.com

For nearly four decades, State Street Global Advisors has been committed to helping financial advisors and those who rely on them achieve their investment objectives. We partner with institutions and financial professionals to help them reach their goals through a rigorous, research-driven process spanning both active and index disciplines. We take pride in working closely with our clients to develop precise investment strategies, including our pioneering family of SPDR ® ETFs. With trillions* in assets under management, our scale and global footprint provide unrivaled access to markets and asset classes, and allow us to deliver expert insights and investment solutions. State Street Global Advisors is the investment management arm of State Street Corporation. *Assets under management were $2.4 trillion as of March 31, 2015.

Steimla & Associates, Inc.

2867 Gypsum Circle
Naperville, Illinois 60564

Joseph Steimla, Consulting Actuary, steimla@comcast.net

Steimla & Associates, Inc., has been providing actuarial services since 1983. The firm was founded for the purpose of providing actuarial and consulting services to fraternal benefit societies doing business in the United States and Canada. In addition to actuarial services, we also focus on advising management in a progressive range of significant business decisions. Our primary goal is to establish a good working relationship with everyone involved and to foster good communication. Over the years, we have found that good communication helps us to know the client's need and concerns. Our ultimate goal is to increase our client’s self-sufficiency and promote growth. Mr. Steimla, in addition to actuarial consulting, previously served on the President’s Private Sector Survey on Cost Control for the Federal Government commissioned by President Ronald Reagan.

Stinson Leonard Street LLP

150 South Fifth Street, Suite 2300
Minneapolis, Minnesota 55402

Peter Thrane, Attorney Shareholder, pete.thrane@stinson.com

One of the 100 largest law firms in the U.S., Stinson Leonard Street has nearly 500 attorneys and offices in 14 cities. Attorneys in our Insurance practice have spent their careers solving the legal and regulatory dimensions of insurers’ and fraternals’ business problems. Many of our attorneys have previous experience in regulatory agencies and the insurance industry, managing legal matters unique to insurance businesses. This perspective enables us to efficiently and effectively handle the broad range of legal challenges faced by insurers and fraternals. We are routinely involved in insurance company formations; all manners of insurance transactions and dissolutions; alternative risk transfer arrangements; coverage matters; regulatory applications; distribution; and administration arrangements and advocacy before regulators, the courts and arbitration panels. For more information, please visit www.stinsonleonard.com or call Pete Thrane at 612-335-1779 or contact him via email at pete.thrane@stinsonleonard.com.

Strohm Ballweg, LLP

999 Fourier Drive, Suite 101
Madison, Wisconsin 53717

Gary Strohm, Partner, gstrohm@strohmballweg.com

Strohm Ballweg is a niche certified public accounting and consulting firm serving only insurance entities, including seven fraternal life insurance societies. Currently Strohm Ballweg is ranked on A.M. Best's list of top audit firms serving the insurance industry. We provide traditional services such as audits, review, compilations and tax compliance, but we also provide consulting services for insurers through our SB Solutions offerings such as investment accounting, regulatory filing assistance, litigation support and staff co-sourcing. In addition to providing specific services to the insurance industry, we have conducted seminars and designed training programs tailored to the needs of insurance personnel and boards of directors. Our staff keeps abreast of current insurance issues through active support and membership in the American Fraternal Alliance, the Insurance Accounting and Systems Association, and the Wisconsin Insurance Accountants' Conference. We also attend meetings of the National Association of Insurance Commissioners and actively participate in meetings of the American Fraternal Alliance.

Tapp Solutions

2870 Peachtree RD NW
Atlanta, Georgia 30305

Michael Potter, CEO, michael.potter@tappsolutions.com

We provide custom software and Apps for life insurance carriers. Our products and services include Mobile Quoting App, Full E-App, Illustration and inspection App. We use latest technology to create world class software that increases sales, reduces underwriting overhead and at affordable prices.

US Alliance Life and Security Company

4123 Southwest Gage Center Drive
Topeka, Kansas 66604

Jack Brier, President & CEO, jack.brier@usalliancelife.com

US Alliance Life and Security Company is a small Kansas life insurance company with large resources. We can help with products & product development, back office administrative work, reinsurance, investment management, marketing and even sales. How can we do all this for you? With our network of partners, we do it for ourselves! We can take the load off your back, so you can do what you do best - build your society and serve your members!

VeraCruz Advisory, LLC

6870 E. Joy Rd.
Ann Arbor, Michigan 48105

Daniel Flanagan, Principal, dflanagan@veracruzadvisory.com

VeraCruz supports social impact organization to fulfill their missions. We help social impact enterprises develop a more insightful picture of their organizations. Our goal is to provide deeper knowledge of financial and operational dynamics for improved mission impact. In essence, we provide analysis and information to help organizations make more data driven and timely decisions, explore new mission-aligned ideas, or to help client understand the right questions to ask themselves – and work collaboratively to develop solutions. Our work includes financial consulting including asset-mapping and financing structuring and execution, board retreat facilitation, performance metrics/dashboards, strategic planning, and business model analysis/optimization.

Wellington Management Company LLP

280 Congress Street
Boston, Massachusetts 02210

Andrew Paone, Insurance Relationship Manager, apaone@wellington.com

An independent private partnership, founded in 1928, whose sole business is investment management for institutional clients. The firm’s investment expertise spans the global equity, fixed income, currency, and alternatives markets. Wellington Management has $104 billion of assets under management for insurance general account clients. The firm’s insurance group of 43 professionals works with 134 insurance company clients. With a long history of working with fraternal benefit societies, we currently manage over $3.4 billion in assets on behalf of 7 fraternals through our Fraternal Investment Program. Insurance client assets are invested using 63 of the firm’s various investment approaches involving all major asset classes. We develop customized investment solutions in response to client requests and market opportunities.

Willis Towers Watson

12730 Barton Street
Overland Park, Kansas 66213

Matthew Coleman, Senior Consultant, matthew.coleman@willistowerswatson.com

Willis Towers Watson is a leading global advisory, broking and solutions company that helps clients around the world turn risk into a path for growth. With roots dating back to 1828, Willis Towers Watson has 40,000 employees serving more than 140 countries.